New Jersey Zero Cost Processing Analysis

Zero Cost Credit Card Processing Analysis Flow Chart

Quick Example Let’s say Bob’s Auto Body does $30,000 monthly and is paying $850 per month in merchant processing fees. With our zero cost program he would only be paying about $100 per month to cover the processing of debit cards, PCI compliance, terminal/software and an account maintenance fee.  That’s an estimated savings of $750 every month, which is $9,000 year!!!

Standard Monthly Fees:

Monthly Statement Fee                            $10.00
PCI Compliance Fee                                 $15.00
Credit Card Terminal/Software Fee      $35.00
Total                                                           $60.00


Zero Cost Credit Card Processing is now available in over 40 states and can be used by almost every business sector. Even small businesses can save thousands each year, while some can even save thousands each month. Some business sectors that are well-suited for this program include auto body and auto servicing shops, healthcare, pet care and liquor stores.

Auto Body Shop Using Zero Cost Credit Card Processing

Veterinarian Practice; pet care


Onboarding Process

Step 1.  Application is signed and submitted for approval.

Step 2.  Once approved, we then register the merchant with the major card brands.

Step 3.  We give you the proper disclosure signage for instore and online payments.

Step 4.  You can accept payments via our approved terminal, by entering them on your computer through our secure payments page or even through your smart phone, since the software and payments page are mobile friendly.

Contact Joe LaRocco at: 203-599-1928                                                                                                                                                                                                                            


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